To further implement the "2+2" export revitalization plan, Dongfeng Import and Export Company, in collaboration with Dongfeng Automotive Finance Company, has brought together experts from the fields of finance, business operations, and business support. A specialized overseas financial services team was established, and they went to the frontline of overseas marketing in the Netherlands and Italy to fully promote the upgrading of overseas financial services. The goal is to open up overseas financial operations and support the "international leap."

In-depth Research and Precise Focus on Europe's Financial Challenges

The overseas financial services team conducted visits to local dealerships and financial institutions to address the financial challenges faced in the European sales region. They conducted detailed research on the European credit system, consumer car purchasing preferences, and financial needs. The team identified financial innovation and process optimization as key areas for breakthrough, focusing on resolving bottlenecks and pain points in the business expansion process, thereby laying a solid foundation for future work.

Three Key Measures to Optimize Overseas Financial Services in All Aspects

Focusing on Demand and Strengthening Financial Support: The team actively collaborates with local financial institutions and relevant branches of Chinese banks in Europe to establish a European financial cooperation platform. Based on the actual needs of key dealers and key products, tailored financial solutions are developed to effectively meet the diversified financial demands of the European market, providing strong financial support for product sales.

Optimizing Processes for Quick Financial Response: To ensure timely processing of financial needs from dealers, the team has streamlined the "Business - Finance - Overseas Dealers" workflow and established a 24-hour communication feedback mechanism. Through this system, financial issues encountered by dealers in the car retail process can be quickly reported and efficiently resolved.

Improving the System and Strengthening Risk Control: The team, in collaboration with the business middle office, has improved the dealer credit evaluation system. This not only enhances the ability of dealers to obtain credit but also strengthens the risk control capabilities of overseas financial operations. Through a scientifically designed credit evaluation, financial risks are effectively reduced, ensuring the stable development of overseas financial business.

Significant Achievements in Promoting the Transformation of Overseas Financial Strategy

The financial services have achieved significant results, successfully driving the transformation of overseas finance in three major strategic areas. The service model has evolved from the previous passive approval system to a proactive response service, allowing for more timely fulfillment of customer needs. Financial support has expanded from a single settlement service to a comprehensive financial solution covering the entire industry chain, making the services more diverse and comprehensive. The risk control system has shifted from relying on domestic experience to an innovative model that is more closely aligned with local markets and dealerships, making risk prevention more precise and effective.

In the future, the company will deepen its cooperation with Dongfeng Automotive Finance and local financial institutions, integrating resources and fostering collaborative innovation to provide more refined and comprehensive financial services to customers.

In the future, with the continuous深化 of "Finance + Industry" collaboration, Dongfeng Import and Export Company will continue to improve its global financial service network based on the business characteristics of different countries, injecting new momentum into the company's overseas business development, further enhancing its competitiveness in international markets, and supporting the company's expansion in overseas markets.